HEALTHCARE INSURANCE SOLUTIONS

Interested in healthcare insurance?

Total Risk Administrators (Pty) Ltd is an administrator of a range of products designed to provide insurance.
Our range of products includes Gap Cover, Femme Cover and Funeral Cover.

GAP COVER

The gap is covered in instances where there is a shortfall between what service providers charge and what your medical aid scheme will cover for in-hospital expenses.

FEMME COVER

Femme Cover will assist you by paying out a pre-determined lump sum of money upon confirmed diagnosis of certain female cancers.

FUNERAL COVER

Funeral Cover will assist you by paying out a pre-determined lump sum of money to a policyholder or registered beneficiary.

TRA is excited to partner with ER24 Assist

in offering the following complimentary benefits to all of our GAP COVER policyholders, irrespective of option choice:

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FAQ

What is Gap Cover?

The gap is covered in instances where there is a shortfall between what service providers charge and what your medical scheme will cover for in-hospital expenses.

What does Gap Cover pay for?

TRA Gap Cover will pay up to 7 times above medical aid rates. Some of our options offer co-payment and sub-limit cover. For more information go here.

How long are the Gap Cover waiting periods?

There is no general waiting period. A 10 month condition specific waiting period, a 9 month cancer diagnosis waiting period, and a 6 month pre-existing condition waiting period will apply. For more information refer to our terms and conditions document here.

View our full FAQ list here.

Forms & Fact Sheets

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CONTACT US!

Physical Address

16 Jersey Drive, Longmeadow Business Estate East, 1609

Postal Address

P.O. Box 8012, Greenstone, 1616

Contact Numbers

Tel: 011 372 1540
Fax: 011 372 1579

Email

General Queries: info@totalrisksa.co.za
Claims: claims@totalrisksa.co.za
New Applications: membership@totalrisksa.co.za
Brokers/Commissions:  brokerqueries@totalrisksa.co.za