We are delighted to officially notify you that Total Risk Administrators (Pty) Ltd (TRA) will underwrite our short-term products (Gap Cover and Femme Cover) on behalf of Auto & General Insurance Company Limited with effect from 1st of September 2017. Click here.

HEALTHCARE INSURANCE SOLUTIONS

Interested in healthcare insurance? Total Risk Administrators (Pty) Ltd is an administrator of a wide range of products designed to provide healthcare insurance.
Our range of products includes Gap Cover, Femme Cover, Funeral Cover and Premium Waiver.

Find out more about our healthcare insurance company.

Need help choosing the cover you need? Click here

Total Risk Administrators (Pty) Ltd is an administrator of a wide range of
products designed to provide healthcare insurance.



 
 

FAQ

What is Gap Cover?

The gap is covered in instances where there is a shortfall between what service providers charge and what your medical scheme will cover.

What does Gap Cover pay for?

TRA Gap Cover will pay up to 7 times above medical aid rates. Some of our options offer co-payment and sub-limit cover. For more information go here.

Which Gap Cover options are available?

Please see here.

How long are the Gap Cover waiting periods?

There is no general waiting period, a 10 month condition specific waiting period, a 9 month cancer diagnosis waiting period, and a 6 month pre-existing condition waiting period. For more information refer to our terms and conditions document here.

View our full FAQ list here.

Forms and Fact Sheets

Download the Conflict of Interest Policy.
Download the Complaints Policy.
Download the Treating Customers Fairly (TCF) Policy.
Download POPI
Download PAIA

 

Our latest blog

Funeral Cover FAQ: Wondering If It's Worth Spending the Money?

Posted at 09:00:00 on the 2017-10-23

Joyce Meyer stated: “I believe that the greatest gift you can give your family and the world is a healthy you.” But imagine if you were to pass away tomorrow?

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