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Female Cancer Cover
Female Cancer Cover
A financial safety net designed specifically for South African women, paying a pre-determined lump sum on confirmed diagnosis of certain female cancers.
Comprehensive Female Cancer Cover in South Africa
Many South African medical schemes do not include comprehensive female cancer benefits by default. This cover adds a layer of financial protection on top of your existing medical aid and gap cover, so a diagnosis of a prevalent cancer such as breast or cervical cancer does not become a financial crisis as well.
Understanding the costs of cancer
1
Medical costs
Diagnostic tests, treatment and aftercare can range from roughly R1 800 to R250 000 depending on the type and stage of cancer.
2
Insurance-related costs
Gap cover helps bridge what your medical aid pays versus the actual cost of treatment.
3
Associated costs
Transport, time off work, special nutrition, wigs and post-surgery garments.
4
Aftercare costs
Medication to prevent recurrence plus ongoing doctor visits and health checks.
Our products
We offer three levels of Female Cancer Cover to meet your unique needs and budget:
50
Grand - From R139 p/m
A lump sum payout of R50,000 per unrelated occurrence upon the confirmed diagnosis of certain female cancers, with an accidental death benefit of R5,000. The monthly premium ranges from R139 to R268 depending on your age.
Apply100
Supreme - From R241 p/m
A lump sum payout of R100,000 per unrelated occurrence, with an accidental death benefit of R10,000. The monthly premium ranges from R241 to R535.
Apply150
Ultimate - From R337 p/m
A lump sum payout of R150,000 per unrelated occurrence, with an accidental death benefit of R15,000. The monthly premium ranges from R337 to R803.
ApplyFor Him Benefit (Optional)
We also offer an Optional For Him Benefit, which is conditional upon there being a Female Cancer Cover Policy in place. This benefit provides a lump sum payout upon the confirmed diagnosis of certain male cancers, with an accidental death benefit. The payout and monthly premium vary based on the level of cover:
25
Select - From R75 p/m
A lump sum payout of R25,000 per unrelated occurrence, with an accidental death benefit of R5,000. The additional monthly premium ranges from R75 to R180.
50
Prime - From R125 p/m
A lump sum payout of R50,000 per unrelated occurrence, with an accidental death benefit of R10,000. The additional monthly premium ranges from R125 to R300.
75
Peak - From R180 p/m
A lump sum payout of R75,000 per unrelated occurrence, with an accidental death benefit of R15,000. The additional monthly premium ranges from R180 to R480.
*The cancer must be confirmed by evidence of malignancy by a qualified oncologist or pathologist.
Why Choose Our Female Cancer Cover?
We offer a comprehensive solution tailored to the needs of South African women. Our Female Cancer Cover is more than just a policy – it’s a commitment to your health and well-being. Secure your health with us today and focus on what truly matters – your fight against cancer.
TRA Assist
ASSIST NUMBER: 087 135 1241TRA has partnered with MobiMed to provide a mobile app which has exciting services available to all Gap Cover and Female Cancer Cover policyholders, irrespective of option choice. If a policyholder does not want to or cannot download the app, they can still utilise these services by using the Assist Number (087 135 1241).
Services included:
- ✓Home Drive Service (includes “Own Vehicle” OR “Uber” services – 6 trips per policy per annum)
- ✓24/7 Panic Button
- ✓Medical Health and Trauma Counselling Line
- ✓Submit Claim – Access via TRA mobile app or the Assist line
The above services can be accessed by the main female policyholder, and she can invite her male dependant (if applicable) to have access to these services too. If you already have or join TRA Gap Cover, you will not have access to these services again.
Waiting periods, definitions and exclusions apply. Refer to the policy terms and conditions for full details.
Female Cancer Cover Terms and Conditions 2026 (PDF)Frequently Asked Questions
What is Female Cancer Cover?
Female Cancer Cover is a specialised insurance policy designed to provide financial support to women diagnosed with certain cancers. The policy pays a once-off lump sum upon confirmed diagnosis, which can be used to help cover treatment costs, recovery expenses or other financial needs.
What types of cancer are covered under Female Cancer Cover?
Female Cancer Cover is designed to provide protection for certain cancers that commonly affect women, including breast cancer and cervical cancer. A diagnosis must be confirmed by evidence of malignancy from a qualified oncologist or pathologist, subject to policy terms.
How does the lump sum payout work?
Once a covered cancer diagnosis is confirmed, the policy pays a once-off lump sum based on the selected cover option. Depending on the plan chosen, payouts can range from R25 000 to R150 000 per unrelated occurrence, subject to the policy terms.
Do I need medical aid to get Female Cancer Cover?
Female Cancer Cover is designed to complement existing medical aid or gap cover, but the policy itself provides a lump sum benefit that can be used for any expenses related to treatment or recovery.
What additional benefits are included with Female Cancer Cover?
Policyholders may also have access to TRA Assist services powered by MobiMed. These services may include Home Drive transport, a 24/7 panic button, trauma counselling support and mobile claim submissions through the TRA mobile app.
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